HRC Education Classes Offered:

• Pre purchase: Realizing the American Dream

• Post-purchase: Keeping the American Dreams

• When Income Decreases...but the Bills Don't

For class dates, please call 228-463-8887.

HRC presents the Neighborworks America: Realizing the American Dream and  Keeping the American Dream, A pre and post-homebuyer’s education: Benefits of Participating in Homeowner Education: - Attractive to lenders. - Required for some down-payment assistance programs. - Learn valuable tips to make homeownership easier. - Avoid pitfalls and save money. - Improve chances of successful homeownership. Here’s what you’ll learn: ü How to shop for a home, ü Homeownership readiness and affordability, ü Money and Credit management, ü Purchase, mortgage and closing process, ü How to choose insurance, ü How to work with realtors, title companies, lawyers, ü How to read a HUD settlement statement, ü How to improve your credit scores, ü How to qualify for a mortgage, ü Home maintenance and repairs, ü Financial management after home purchase ü Preventative maintenance on your home. “Every new homebuyer should take this class!”  - Homebuyer Class Participant - Call 228-463-8887 to register for the next class.

                            

Money International's: When Income Decreases...But the Bills Dont You'll Learn How To... ü Set and achieve financial goals ü Identify fixed, variable, and periodic expenses, and develop a spending plan, ü Analyze current financial situation ü Set priorities within a spending plan ü Keep financial records ü Create a savings plan ü Distinguish between wants and needs ü Use credit wisely ü Obtain a credit report and review information on the report

Call 228-463-8887 to register for the next class.